Roughly 50% of all car accident costs fall on private insurers. Individual crash victims pay 26% of the costs and 14% go to third parties.
If you’re someone who sustained an auto accident injury, you may have an auto accident case.
The claim filing process is stressful and complicated. To make sure you get what you deserve, it’s a good idea to hand your auto accident claim documents over to a qualified attorney.
As a victim of an auto accident who is seeking compensation, this guide can help. Keep reading to learn the common mistakes people make when filing an auto accident claim and how to avoid them.
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Missing the Claim Filing Deadline
There is a statute of limitations on most legal claims. That means that there’s a time restriction that limits the amount of time an individual has to submit a legal claim. Statutes vary from state to state.
In some states, the injured party has two years from the date of the accident to file an insurance claim. You can try to submit it after the two-year deadline, but it will likely be dismissed.
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Failing to See a Doctor
At the time of the accident and shortly thereafter, a car accident victim may feel like they don’t need medical attention. Whether it’s the shock or lack of visible injuries, they may delay seeing a doctor.
It’s important to seek medical attention as soon as possible. A doctor can give you an accurate diagnosis of any injuries you may have sustained. Seeing a doctor is smart for your health as well as your claim.
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Admitting Fault or Apologizing
While your first impulse might be to apologize or admit it was your fault, don’t do it! It can be used against you later. If you think you’re at fault, it’s still best to keep quiet and let a lawyer speak for you. Be honest without accepting blame.
Looking for the best personal accident lawyers? Follow this link to find out how to get a free, no-obligation case evaluation.
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Posting on Social Media
When you file a personal injury claim, insurance adjusters will take a look at your social media activity. They’ll be searching for anything that might contradict your claim. Keep the information off of your social media accounts until after your case gets resolved.
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Accepting the First Offer
If the other driver caused the accident, his or her insurance company may offer you money before you file a claim. Although it may seem tempting, resist taking an early offer.
You may need more money to cover medical bills and lost income than you initially think.
Filing an Auto Accident Claim
Filing an auto accident claim may come with a lot of frustration. Hiring an attorney to help you deal with the insurance company, medical professionals, and others is the best decision you can make. An experienced attorney will help you prevent making common mistakes when filing and will help you secure the settlement you deserve.
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